Loan Signing Support — Attorney-Conducted Closings Only in Summerville, SC

A loan signing agent is a commissioned notary who meets the borrower, confirms identity, witnesses the signatures on a loan document package, and completes the notarial certificates that go with them. What that role is allowed to cover varies by state, and South Carolina draws the line more firmly than most states do.

Start with the part that is entirely ours: loan modifications. A borrower signing a loan-modification package in front of a notary, with no attorney present, is lawful in South Carolina (Crawford v. Central Mortgage, 2013). If your lender has sent a modification to sign and return, we can come to you — evenings and weekends included — verify identity, complete the notarial certificates, and get the package moving the same day. This is the one high-value signing South Carolina lets a notary handle with no attorney at the table.

Purchase and refinance closings work differently. The closing attorney runs the table. We attend as the commissioned notary and perform the notarial acts — identification, acknowledgments, jurats and the certificates that attach to them. Title companies and signing services that already work in South Carolina will recognize this arrangement, because it is the only lawful one here.

Non-closing signings we take on directly: loan-modification packages, powers of attorney, affidavits, and other documents that call for a notarial act rather than a closing. Packages arrive by email; we print, travel, witness the signing, and scan the executed set back when the deadline requires it.

Two things a title company will want on the record. Elwanda carries a minimum of $100,000 in errors-and-omissions coverage on the notarial work she performs herself. Some signings are placed with another commissioned notary, who carries their own errors-and-omissions coverage on the work they perform. Ask which applies to your assignment and you will be told before it is accepted.

The phone is answered 24 hours a day. Signing appointments across Summerville, Ladson and Goose Creek.